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2025
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Paying off your mortgage early can save money on interest and allow for better financial focus, such as retirement savings or emergency funds. However, it's crucial not to compromise other financial needs. Early payoff may also mean losing mortgage interest tax deductions. Homeowners can reduce their mortgage timeline by eliminating private mortgage insurance (PMI) and making extra payments. Options...
Selling a home involves preparation, pricing, marketing, negotiation, and closing. Fix minor issues, assess major systems, and consider upgrades before listing. While selling by owner saves commission, agents offer market expertise and negotiation help. Set a competitive price using comparable sales. Stage and photograph the home to attract buyers. Evaluate offers beyond price, considering terms and...
Prep Early: Complete exterior maintenance—fix gutters, repaint, rake leaves, and brighten windows before cold weather limits improvements. Warm and Welcoming: Keep interiors cozy and decorated; personal touches help buyers imagine themselves living there. Avoid Neglect: Maintain curb appeal, keep utilities on in vacant homes, and price realistically to...
Las Vegas • Active listings in Sep: ↑ 40.8% yearly • Active listings nationally: ↑ 17% yearly • Median list price: ~$475K, ↓ 0.5% yearly • Median days on market: 13 • Price reduced share: 23.2%, ↑ 0.9 pps...
Valley home prices dropped in September, with the median price for single-family homes falling to $470,000 and condos/townhomes to $294,000. Increased inventory and longer market times contributed to the decline. More homes are available, creating a balanced market favoring buyers. In September, fewer homes and condos sold within 60 days compared to the previous year. Continue to full...
Halloween falls on October 31 because the ancient Gaelic festival of Samhain, considered the earliest known root of Halloween, occurred on this day. In the eighth century, Pope Gregory III designated November 1 as a time to praise all saints. Soon, All Saints' Day incorporated some traditions of Samhain and the evening before was known as All Hallows Eve,...
Getting a mortgage pre-approval is crucial for serious homebuyers, especially in competitive markets. It involves submitting detailed financial documents to a lender who then provides a conditional loan commitment, showing sellers you're a serious buyer. Pre-approval helps define your price range and strengthens your offer. It differs from pre-qualification, which is less detailed. Pre-approvals...
Valley home prices dropped in September, with single-family median at $470,000. Condos and townhomes median price fell to $294,000, down $4,000 from August. More homes are listed, staying longer on market, creating a buyer-favorable environment. 72% of homes and 67% of condos/townhomes sold within 60 days in September. Sales speed slowed from last year, when...