November 2025

Breaking Down Your Mortgage Payment: What You’re Really Paying for Each Month

A mortgage payment consists of four main components: principal, interest, taxes, and insurance (PITI). The principal is the loan amount, while interest is the cost of borrowing. Property taxes and homeowners insurance are typically managed through an escrow account. Pre-approval is crucial as it clarifies your budget, strengthens your offer in competitive markets, saves time, and may lock in interest...

Happy Thanksgiving | #CarolStrom #Nevada #Financedegree #Realtor #ListingAgent $3,500, #BuyersAgent $1,500 #showing or BPO $49

Thanksgiving is commonly known to commemorate the colonial Pilgrims’ harvest meal that they shared with Wampanoag Indians in 1621But it wasn’t a holiday until 1853 that Abraham Lincoln declared it a national holiday and kept Thanksgiving as the last Thursday in November.In many American households, the Thanksgiving celebration centers on cooking and sharing a...

Fall Housing Reset Favors Smart Las Vegas Buyers | #CarolStrom #Nevada #Financedegree #Realtor #ListingAgent $3,500, #BuyersAgent $1,500 #showing or BPO $49

Slide 1: Las Vegas median single-family home price fell to $470K, condos dropped to $294K year-over-year. Slide 2: Inventory rises: 7,502 homes and 2,605 condos now listed, easing last year’s market tightness. Slide 3: Sales mixed: single-family homes up 5.2%, condos and townhomes down 0.2% in September. Slide 4: Homes are selling slower: 72% of...

5 Mortgage Tips to Help You Get the Best Deal

Applying for a home loan can be simplified with these tips: 1. Check your credit score, as it affects loan eligibility and interest rates. 2. Set a budget using a mortgage calculator, considering additional costs like taxes and insurance. 3. Understand various loan options, including fixed-rate and adjustable-rate mortgages. 4. Shop around for better interest rates from different lenders. 5....

Was Henderson’s Housing Market Favoring Buyers This Late Summer? | #CarolStrom #Nevada #Financedegree #Realtor #ListingAgent $3,500, #BuyersAgent $1,500 #showing or BPO $49

In August 2025, the median listing home price was $536K, ↓ 2.5% yearly, with a median of $279/sq ft. The median sold price was $485K, well below asking levels. The sale-to-list ratio was 98.73%, showing homes sold 1.27% under asking. Homes sold in 54 days on avg, slightly ↑ yearly. Henderson is currently a buyer’s market, with supply outpacing...

Las Vegas Bucks National Fall Home Price Trend | #CarolStrom #Nevada #Financedegree #Realtor #ListingAgent $3,500, #BuyersAgent $1,500 #showing or BPO $49

Slide 1: Las Vegas homes hit a $475K median in September, rising modestly while sales pace slowed slightly. Slide 2: Listings jumped 2.9% to 7,147 homes—way higher than usual for this time of year. Slide 3: Per-square-foot prices stayed flat, but Vegas still outperformed the U.S., where prices slipped 0.8%. Slide 4: Homes now take about 58 days to...

Hot Henderson Market Signals Continue Into 2026 | #CarolStrom #Nevada #Financedegree #Realtor #ListingAgent $3,500, #BuyersAgent $1,500 #showing or BPO $49

Slide 1: Henderson homes sell fast, averaging just 50–55 days on market. Slide 2: Median home price hovers around $490,000, keeping the market attractive yet somewhat competitive. Slide 3: Inventory remains tight at 3.6 months, favoring sellers in end-year's market. Slide 4: Homes sell near listing prices with minimal concessions, showing strong...

🚀 New Partnership Launch: USA Nationwide Medical Directors & Carol Strom | Holiday Health & Home Specials

USA Nationwide Medical Directors teams with Carol Strom—CEO, Certified Trainer, and Real Estate Broker—to blend health and home for lasting well-being. $49 fully refundable info session to explore personal training, assisted stretching, and real estate opportunities for a healthy lifestyle and smart investments. Median home price is $445,000 with active listings down 3.3% mom, a strong market for...

In Honor of Heroes: Veterans Day! | #CarolStrom #Nevada #Financedegree #Realtor #ListingAgent $5,000, #BuyersAgent $1750 #opendoor or BPO $49

The “11th hour of the 11th day of the 11th month" of 1918 signaled the end of World War I. It's honored as Veterans Day to remember the men and women who have served, and continue to serve during times of war, conflict and peace. Salute to all heroes, and thank you for your service.personnel who served the United States in all wars, particularly...

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