Price growth remains muted as supply and demand move toward equilibrium following significant volatility in recent years. Population inflows continue but at a slower pace, easing pressure on housing affordability and competition. Investor activity stabilizes as rental yields normalize, supporting a more sustainable long-term market structure. Home sales improve...

2026 existing home sales: ↓ 2.5% yearly 2026 median sale price: ↑ 0.6% yearly...

Slide 1 Median home prices jump $14,625—new all-time high $488,995. Slide 2 Buyers rejoice: aggressive concessions, price cuts, and closing cost credits still dominate deals....

Homeowners can save significantly by paying off their mortgages early through various strategies. Setting a clear goal, making biweekly payments, rounding up monthly payments, and using unexpected cash like tax refunds can all help reduce principal and interest. Refinancing to a shorter loan term may also be beneficial, though it requires careful consideration of current rates. It's essential to...

Home equity loans allow homeowners to access cash by borrowing against their home equity, typically ranging from $35,000 to $300,000. To qualify, borrowers need at least 15-20% equity, a good credit score (preferably over 700), and a low debt-to-income ratio. The application process involves comparing rates, submitting financial documents, and may take one to two weeks for approval. Alternatives include...

Many future homebuyers are curious about mortgage points, which allow borrowers to pay a fee to reduce their interest rate and lower monthly payments. One point typically costs about 1% of the mortgage and can reduce the rate by approximately 0.25%. The savings depend on how long you stay in the home, with a break-even point indicating when savings equal the cost of the points. Mortgage points can be...

Paying off a mortgage early can save significant interest costs. Increasing monthly payments slightly or making one extra annual payment reduces loan length and interest. Switching to weekly payments aligned with paydays also helps. Refinancing from a 30-year to a 15-year loan cuts interest substantially. However, ensure paying off the mortgage early doesn't hinder other financial goals or debt...

Home sales projected to decline -2.5% in 2026. Median home prices expected to rise 0.6%. Market shows minimal growth. Buyers face slight price increases. Sellers experience steady demand....

Buyers decide within 8 seconds if they want a home, so sellers should de-clutter and de-personalize to make spaces inviting. Consult a realtor before major renovations, focusing on cost-effective updates like kitchen and bathroom fixtures or fresh paint. Explore lender programs that offer financial credits to sellers. Being prepared is crucial in a competitive market. Continue to full...

Qualifying for a mortgage involves lenders reviewing your finances, including income, debts, and assets. Key documents include tax returns, W-2s, and credit reports. To improve your chances, maintain a good credit score, lower your debt-to-income (DTI) ratio, and save for a larger down payment. Avoid job changes during the application process and consider a co-borrower if needed. Obtaining a mortgage...