Why Housing Remains Structurally Stable | Carol Strom broker, owner, UNLV Real Estate Finance Degree B145311

Post-2008 safeguards hold: Stricter lending standards reduce default and foreclosure risks significantly. Persistent housing shortage: Long-term underbuilding continues to support prices nationwide. Demographic demand strong: Millennials entering peak buying years underpin long-term demand. Balanced market signals: Slower sales, longer listings, and price cuts...

Easily Remove a Name from Mortgage Without Refinancing

You can remove someone from a mortgage without refinancing through options like loan assumption, court-ordered removal, lender release, bankruptcy, or a quitclaim deed. Loan assumption requires lender approval and qualifying solo, while court orders assign responsibility but don't remove liability. Quitclaim deeds transfer ownership but not mortgage debt. These methods may be less costly but often...

How to Qualify for a Mortgage with Bad Credit: Tips and Strategies

Securing a mortgage with bad credit is challenging but achievable. Start by checking your credit report for errors and work on improving your score by paying off debts and making timely payments. A larger down payment can also help. Consider government-backed loans like FHA or VA, and think about getting a co-signer. Shop around for lenders, as criteria vary, and demonstrate financial stability through...

Applying For a Mortgage? Avoid These Common Mistakes

Common mistakes when applying for a mortgage can lead to time, money, and frustration for home buyers. Key errors include making large purchases during the loan process, which can affect your debt-to-income ratio, and not using a local, experienced lender who understands the market. Additionally, failing to shop around for the best interest rates and loan packages can result in missed opportunities....

How To Prepare for Your First Mortgage

Buying a home requires planning, including saving for a down payment and qualifying for a mortgage. Prequalification involves providing financial documents like credit reports, tax returns, paystubs, and bank statements to determine affordability. Homeownership includes additional costs such as property taxes, insurance, and possible mortgage insurance. Common mortgage types are 30-year fixed and...

Modest Change for Las Vegas Housing Market in 2026 | Carol Strom broker, owner, UNLV Real Estate Finance Degree B145311

Price growth remains muted as supply and demand move toward equilibrium following significant volatility in recent years. Population inflows continue but at a slower pace, easing pressure on housing affordability and competition. Investor activity stabilizes as rental yields normalize, supporting a more sustainable long-term market structure. Home sales improve...

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