To navigate mortgage shopping, it helps to review your credit report and understand how debt-to-income ratio is commonly evaluated. Down payments can affect loan terms and upfront costs, though rates and fees vary by market and individual factors. Fixed and hybrid mortgages work differently, and the right fit often depends on your timeline. Comparing multiple lenders can highlight differences in rates...

Mortgage payments can be made online, via automated withdrawals, by phone, in person, or by mail. Online and automated payments are convenient and may help reduce missed due dates. Credit card payments are often not accepted or may come with fees. Paying off a mortgage sooner can reduce total interest with biweekly payments, extra monthly payments, or lump sums, but it depends on your loan terms—so...

Getting a home equity loan with credit challenges may be possible, but it can come with different pricing and terms depending on the lender and your overall profile. Lenders often look at things like available home equity, debt-to-income, income stability, and loan-to-value, but specific thresholds can vary by program and situation. Building credit over time by paying bills on time, reducing balances,...

Presidents' Day celebrates all past and present U.S. presidents. It reflects on the nation's founding principles and values, including the Constitution and union. Reading of Washington's Farewell Address by a U.S. senator remains an annual event for decades.Many patriotic and historical groups celebrate Presidents' Day with reenactments and...

Mortgage rates can vary based on market conditions and individual factors, so it helps to understand what typically influences them. Credit history and overall financial profile are commonly reviewed, and documentation can help clarify your situation. Some borrowers compare quotes to see how different offers are structured, including fees and discount points. Existing banking relationships may or may not...

Homeowners are accepting 6% mortgage rates, shifting focus from rate loss to lifestyle fit in 2026. Life changes drive housing decisions, with retirees, growing families, and multigenerational households moving strategically. Inbound migration and remote work support Las Vegas demand, enhancing market balance and affordability appeal. Improved inventory, builder...

Valentine’s Day occurs every February 14 around the world, and candy, flowers and gifts are exchanged between loved ones, all in the name of St. Valentine Valentine greetings were popular as far back as the Middle Ages, though written Valentine’s didn’t begin to appear until after 1400. By the middle of the 18th, it was common for friends and lovers of all...

Clark County is appealing a federal injunction that blocks it from fining short-term rental owners. The county commission unanimously approved the appeal despite opposition from rental owners who argue for balanced regulations. Owners claim short-term rentals provide vital income and criticize the county for favoring the hotel industry. The court order currently prevents enforcement of fines related to...

Home sales forecast to drop 2.5% in 2026, below national average. Home price growth expected flat at 0.6%, slower than national 2.2% rise. Buyers face affordability challenges as mortgage rates remain above 6%. Recovery will lag national market, limiting overall housing activity. Stable prices maintain barriers for first-time and middle-income buyers....

Median single-family price: $470K in Q4, ↓1.1% YoY, ↓3.9% MoM. Condo/townhome median: $275K, ↓5.2% YoY, also ↓ from Nov. Dec. sales: 2,261 units; homes ↓0.5%, condos/townhomes ↓1.5% YoY. 2025 sales: 28,498 units, lowest since 2007, ↓ from 31,305 in 2024. More listings without offers; market seen as stabilizing with improved buyer activity and...