Applying for a home loan can be simplified with these tips:
1. Check your credit score, as it affects loan eligibility and interest rates.
2. Set a budget using a mortgage calculator, considering additional costs like taxes and insurance.
3. Understand various loan options, including fixed-rate and adjustable-rate mortgages.
4. Shop around for better interest rates from different lenders.
5. Prepare necessary documents such as credit reports and tax returns before meeting with a lender.
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