February 2026

Las Vegas Homebuyers Gain Opportunities as Prices Adjust

Las Vegas saw a 30.1% increase in active home listings in December, reaching 6,527, surpassing the national rise of 12.1%. New listings remained steady at 1,414, contrasting with a national decline. The median listing price dropped 1.1% to $460,000, with 17.2% of homes having price reductions. Homes averaged 72 days on the market, slightly below the national median. The market offers abundant options and...

Las Vegas Housing Becomes More Affordable in 2025

The Las Vegas housing market saw a decline in December 2025, with the median price for single-family homes at $470,000, down 1.1% from the previous year and 3.9% from November. Condo and townhome prices dropped 5.2% year-over-year. Home sales totaled 2,261 in December, slightly down from the prior year. Annual sales in 2025 were the lowest since 2007, with 28,498 properties sold. Listings without offers...

7 Things to Know About Comparing Mortgages

To navigate mortgage shopping, it helps to review your credit report and understand how debt-to-income ratio is commonly evaluated. Down payments can affect loan terms and upfront costs, though rates and fees vary by market and individual factors. Fixed and hybrid mortgages work differently, and the right fit often depends on your timeline. Comparing multiple lenders can highlight differences in rates...

How Mortgage Payments Work: Common Ways Payments Are Made

Mortgage payments can be made online, via automated withdrawals, by phone, in person, or by mail. Online and automated payments are convenient and may help reduce missed due dates. Credit card payments are often not accepted or may come with fees. Paying off a mortgage sooner can reduce total interest with biweekly payments, extra monthly payments, or lump sums, but it depends on your loan terms—so...

Home Equity Loans and Credit Challenges: What to Know

Getting a home equity loan with credit challenges may be possible, but it can come with different pricing and terms depending on the lender and your overall profile. Lenders often look at things like available home equity, debt-to-income, income stability, and loan-to-value, but specific thresholds can vary by program and situation. Building credit over time by paying bills on time, reducing balances,...

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