Mortgage rates can vary based on market conditions and individual factors, so it helps to understand what typically influences them. Credit history and overall financial profile are commonly reviewed, and documentation can help clarify your situation. Some borrowers compare quotes to see how different offers are structured, including fees and discount points. Existing banking relationships may or may not...
2026
Homeowners are accepting 6% mortgage rates, shifting focus from rate loss to lifestyle fit in 2026. Life changes drive housing decisions, with retirees, growing families, and multigenerational households moving strategically. Inbound migration and remote work support Las Vegas demand, enhancing market balance and affordability appeal. Improved inventory, builder...
Valentine’s Day occurs every February 14 around the world, and candy, flowers and gifts are exchanged between loved ones, all in the name of St. Valentine Valentine greetings were popular as far back as the Middle Ages, though written Valentine’s didn’t begin to appear until after 1400. By the middle of the 18th, it was common for friends and lovers of all...
Clark County is appealing a federal injunction that blocks it from fining short-term rental owners. The county commission unanimously approved the appeal despite opposition from rental owners who argue for balanced regulations. Owners claim short-term rentals provide vital income and criticize the county for favoring the hotel industry. The court order currently prevents enforcement of fines related to...
Home sales forecast to drop 2.5% in 2026, below national average. Home price growth expected flat at 0.6%, slower than national 2.2% rise. Buyers face affordability challenges as mortgage rates remain above 6%. Recovery will lag national market, limiting overall housing activity. Stable prices maintain barriers for first-time and middle-income buyers....
Median single-family price: $470K in Q4, ↓1.1% YoY, ↓3.9% MoM. Condo/townhome median: $275K, ↓5.2% YoY, also ↓ from Nov. Dec. sales: 2,261 units; homes ↓0.5%, condos/townhomes ↓1.5% YoY. 2025 sales: 28,498 units, lowest since 2007, ↓ from 31,305 in 2024. More listings without offers; market seen as stabilizing with improved buyer activity and...
Post-2008 safeguards hold: Stricter lending standards reduce default and foreclosure risks significantly. Persistent housing shortage: Long-term underbuilding continues to support prices nationwide. Demographic demand strong: Millennials entering peak buying years underpin long-term demand. Balanced market signals: Slower sales, longer listings, and price cuts...
Nevada home prices are expected to be flat to modestly up, not significantly dropping. A severe recession could trigger a small 3–5% Nevada price decline, not a crash. Modest price increases or stabilization are more likely than broad, steep price falls. Mortgage rate expectations—possible drop below 6% in 2026—could support stable prices....
You can remove someone from a mortgage without refinancing through options like loan assumption, court-ordered removal, lender release, bankruptcy, or a quitclaim deed. Loan assumption requires lender approval and qualifying solo, while court orders assign responsibility but don't remove liability. Quitclaim deeds transfer ownership but not mortgage debt. These methods may be less costly but often...
Securing a mortgage with bad credit is challenging but achievable. Start by checking your credit report for errors and work on improving your score by paying off debts and making timely payments. A larger down payment can also help. Consider government-backed loans like FHA or VA, and think about getting a co-signer. Shop around for lenders, as criteria vary, and demonstrate financial stability through...